Thirtysomething

MSN has a cute little article about the financial realities of life in your 30s.

Some factoids:

*Median net worth $44,200
*Median net worth of top 25% $128,100
*Median net worth of top 10% $317,800
*Median income $48,263

*Life expectancy* 70-72.9
*Children in household 67.6%
*Homeownership 60.3%
*Median value of home $150,000
*Own a car or cars 88.10%
*Median value of vehicle(s) $13,000

*Households with debt 87.0%
*Median total debt $86,000
*% carrying credit card debt 55.00%
*Median balance $2,000
*% carrying student loans 21.2%
*Median amount owed $13,000
*% carrying installment loans 61.4%
*Median amount owed $12,000
*% with a mortgage 55.9%
*Median amount owed $112,000
*Negative net worth 11.1%
*60 days late on a bill 11.8%
*Owe $10,000 or more on credit cards 8.4%
*No health insurance 21.4%

*Households with a pension 20.6%
*401(k) or IRA 53.4%
*Median value of accounts $17,000

It is always nice to have benchmarks against which to measure your own life.