Excess Deaths During The Pandemic

A careful analysis set forth in the New York Times makes a good case that the lion's share of the 20% of excess deaths not due to COVID during the pandemic mostly involve people who died at home of COVID without being tested for COVID, which as a result weren't classified as their cause of death on their death certificates. 

The timing of these excess deaths, the fact that COVID deaths diagnosed as such disproportionately took place in hospitals, and the demographics of the excess deaths, all support this conclusion.