Motorcycles may not be safe, but they most certainly look cool.
Also, MSN is being grossly irresponsible in discouraging motorcycle riders from obtaining "no fault" insurance. No fault insurance for motorcycle riders is expensive for a very good reason, motorcycle riders are often at fault and have a lot to lose. The article also misrepresents what no fault insurance covers. While a 40 year old may have much more to lose than a 20 year old, no fault insurance generally has significant dollar limitations on non-medical costs, so differences in earning power are not an important source of the difference in the costs of no fault insurance between older and younger riders. Casualty insurance is not life insurance.